v2.0 API Now Live

Professional
banking infrastructure
for fintech

Turn your platform into a financial powerhouse. Empower your users with smart accounts, instant payments, and modern banking services through a single unified API.

SOC2 Certified
99.99% Uptime
POST /v1/accounts/create
const rootfi = new RootFi('sk_live_12345');

// Create a new virtual account for a customer
const account = await rootfi.accounts.create({
customer_id: 'cus_9s8d7f6g',
currency: 'NGN',
account_type: 'virtual',
features: ['transfers', 'cards']
});

console.log(account.account_number);
// -> "0123456789"

API Latency

124ms

Powering next-generation fintechs

GlobalPay
StackFi
PulseBanking
DataNode

Core Banking Primitives

Experience the future of financial infrastructure today. Our modular APIs are live and ready to transform your product offerings.

Ledger & Accounts

Create immutable ledgers, issue virtual bank accounts, and manage multi-currency balances instantly with natural REST principles.

Virtual AccountsSub-ledgersReconciliation
Explore Ledger

Payments Engine

Process local and cross-border transfers reliably. Advanced routing engine that transforms your money movement into programmable flows.

PayoutsCollectionsSmart Routing
View Payments

Identity & KYC

Comprehensive compliance intelligence platform. Verify users, monitor transactions, and automate compliance decisions.

BiometricsAML ChecksRisk Scoring
Explore Identity

Why RootFi

Everything You Need to Power Your Fintech

Built for scale with features that make integrating financial services seamless, secure, and developer-friendly.

Developer First API

Clear documentation, robust SDKs, and intuitive RESTful design that your engineers will love.

Bank-Grade Security

End-to-end encryption, tokenization, and SOC2 compliance ensure your data is always secure.

Idempotent Requests

Safely retry API calls without worrying about duplicate transactions or data inconsistencies.

Webhooks & Events

Real-time notifications for every transaction, state change, and system event via secure webhooks.

Real-Time Analytics

Monitor API usage, transaction volumes, and performance metrics instantly from your dashboard.

Sandbox Environment

Fully functional test environment to build and simulate complex edge cases before going live.

500M+

API Calls

$2B+

Volume Processed

99.99%

Uptime SLA

<200ms

Avg Latency

Go Live in 4 Easy Steps

From reading the docs to processing your first live transaction in days, not months.

01

Read the Docs

Explore our comprehensive API documentation and interactive guides.

02

Get Sandbox Keys

Sign up instantly and get access to your test environment.

03

Integrate & Test

Build out your integration using our libraries and simulate transactions.

04

Launch to Prod

Complete basic compliance, swap to live keys, and start processing.

Ready to build the future of finance?

Join hundreds of innovative companies building on RootFi. Get started today with full access to our sandbox environment.

  • Instant access