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Products

Banking, payments, cards, POS, bills, and lending rails.

RootFi brings tap to pay, SoftPOS, bill payments, data lending, transfers, cards, virtual accounts, storefronts, rewards, and agent banking into one unified product suite.

Tap to Pay

NFC payment flow for phone-to-phone and phone-to-merchant checkout.

NFCMerchant POSInstant checkout
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SoftPOS

Turn merchant devices into acceptance terminals with secure payment prompts.

POSMerchantsCollections
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Data Lending

Credit-style access for data bundles, usage, and customer repayment workflows.

DataLoansRepayment
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Bill Payments

Airtime, data, and VAS purchases powered by RootFi biller rails.

AirtimeDataVAS
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Cards

Virtual and physical cards, card funding, card controls, PINs, and webhooks.

Virtual cardsPhysical cardsControls
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Transfers

NIP bank transfers, intra-bank book transfers, name enquiry, and references.

NIPBook transferName enquiry
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Wallets & Virtual Accounts

RootFi customer setup, sub-accounts, balances, top-ups, and webhooks.

Virtual accountsBalanceTop-up
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Identity & KYC

BVN, identity verification, business customer checks, and tier upgrade flows.

BVNKYCBusiness
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Banking Rails

Accounts, transfers, VAS, identity, and webhooks.

Card Platform

Cards, authorizations, controls, and card events.

Storefront

Merchant data sales and wallet settlement flows.